I integrate M-Pesa Express (STK Push) & Paybill into your website or app β fast, secure, and clean UX.
I build the full flow: frontend checkout, backend endpoints, OTP / auth, callbacks, receipts, validation, and deployment (Cloudflare Pages + Render).
- STK Push endpoint + token auth
- Callback URL handling + receipts
- Paybill/Till instructions (UX copy)
- OTP verification / login flow
- Database saving + duplicate protection
- Deployment + domain setup guidance
Where M-Pesa Integration Wins
M-Pesa is everywhere in Kenya β your business should accept payments instantly.
Banks & Fintech
Deposits, repayments, transfers and bill payments via STK Push/Paybill.
- Equity / KCB / Absa deposits
- Loan apps: Tala, Branch style flows
- Mobile-first checkout experience
E-commerce & Online Shops
Reduce checkout drop-off with one-tap payments.
- STK prompt on the customer phone
- Receipt confirmation + callback saving
- Order tracking / account references
Subscriptions & Paywalls
Perfect for membership websites and premium content.
- Paywall unlock after callback success
- Recurring billing workflow (future-ready)
- Clear status and payment feedback UI
Utilities & Services
Reliable bill collection with validation and receipts.
- KPLC / Water / County payments
- Account-based reconciliation
- Duplicate payment protection
Education
Fees collection via Paybill with clean tracking.
- Student invoice / account numbers
- Auto receipts and confirmations
- Dashboards (optional)
SMEs & Retail
Sell services online with a trusted checkout.
- Service bookings + payment prompt
- Simple invoice references
- Mobile-first UI
My Skills & What Iβve Achieved
Based on what weβve built so far: working endpoints, deployment fixes, and live testing.
STK Push implementation, callbacks, receipt storage, duplicate prevention, validation flows.
REST endpoints, OTP login flow, error handling, CORS + preflight fixes, production deployment readiness.
Clean modals, status feedback, input validation, env-based backend URLs (no localhost in production).
Cloudflare Pages + Render setup, Postgres connectivity, debugging production issues fast.